What You Need to Know About Social Security Every so often, you’ll hear about Social Security benefits running out. But is there truth to the fears, or is it all hype? Related Content Volunteering in Retirement For many, retirement includes contributing their time and talents to an organization in need. What Is My Life Expectancy? Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children. Asset Allocation Consider how your assets are allocated and if that allocation is consistent with your time frame and risk tolerance.