4 Elements of an Estate Strategy Learn about the importance of having an estate strategy in this helpful and informative video. Related Content Navigating Retirement Pitfalls Why are they made again and again? Making sense of these errors in judgement. What To Do When Your Income Reaches 7 Figures Preserve your hIgh net worth with these foundational tips. What Is a 1035 Exchange? 1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability.